Data-first debt portfolio preparation & validation

Debtica is a specialised data preparation and validation platform for debt collection agencies, banks, and NPL investors.

It helps you turn raw, inconsistent debt portfolios into clean, structured, and system-ready datasets — faster, safer, and with full transparency.

Debt portfolios arrive in many formats, with varying structures, missing fields, duplicates, and logical inconsistencies. 

Debtica sits between portfolio acquisition and operational collection systems, acting as a smart processing layer that:

• imports heterogeneous source files,

• standardises and transforms data,

• validates business and regulatory rules,

• highlights risks and data quality issues,

• and exports clean datasets in the exact format required by your collection platform.

Whether you work with loan-based NPLs, telco claims, utilities, or mixed portfolios, Debtica helps you reduce manual work, prevent downstream errors, and make better decisions before collections start.